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On The Money: Securing an auto loan

By Chuck Myers, McClatchy-Tribune News Service –

When financing a new car purchase through a dealer or a lending institution, a buyer should know all the ins and outs of securing an auto loan.

Several websites offer information about car-loan strategies, from comparing different rates in advance to credit requirements and determining a vehicle’s top value. Here are a few sites:

—Cars.com: Offers variety of tools to secure a good auto loan. http://www.cars.com/finance/

—DMV.org: Explores loan-rate comparisons, dealer financing and key payment factors. http://www.dmv.org/how-to-guides/getting-a-loan.php

—Edmunds: Provides a range of car loan topics, including financing options, a car loan calculator and how to spot yo-yo financing. http://www.edmunds.com/car-loan/

—Financial Web: Spotlights four tips for attaining a car loan with little or no credit. http://www.finweb.com/loans/4-tips-to-get-auto-financing-with-little-or-no-credit-history.html

—NADA: Covers a variety of auto loan topics, including credit requirements, vehicle value tips and co-signing. http://www.nadaguides.com/Cars/Car-Tips-and-Articles/Auto-loan-advisor

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