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Lib’s: Senate Democrats take a stand on behalf of people with pre-existing conditions against Trump-backed junk insurance plans


This news story was published on October 25, 2019.
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DES MOINES – A liberal political group based in Iowa – Progress Iowa – says Democrats are against junk insurance policies President Trump is promoting, and legislators took a stand in Congress yesterday to make their concerns known.

Yesterday, Senate Democrats delivered speeches on the floor of the United States Senate in support of the Protect Pre-Existing Conditions Act, Progress Iowa Director Matt Sinovic said in a statement:

Senators Mark Warner (D-VA), Patty Murray (D-WA), Ben Cardin (D-MD), Ron Wyden (D-OR) and Debbie Stabenow (D-MI) spoke in support of the bill, which would block the Trump administration’s effort to eliminate protections for the 135 million Americans with pre-existing conditions. Protect Our Care Chair Leslie Dach issued the following statement in response:

“President Trump and Senate Republicans want to do away with protections for people with pre-existing conditions by pushing junk insurance plans that cost more and cover less. Americans don’t want to go back to the days when insurance companies could deny coverage or charge more to cover pre-existing conditions like diabetes, heart disease, and high blood pressure. Senate Republicans have a clear choice: vote to protect 135 million Americans with pre-existing conditions or vote to continue supporting these junk plans and lie to the American people about it.”

BACKGROUND:

The Trump Administration is pushing junk plans that allow discrimination against people with pre-existing conditions and don’t require coverage for prescription drugs, maternity care, and hospitalization. In August 2018, the administration finalized a rule that expands the availability of so called short-term, limited duration plans from three months to just under twelve months and allows them to renew such plans for up to three years. Since finalizing the rule, the Trump administration has urged groups that help people sign up for coverage to push consumers toward these junk plans and has issued guidance urging states to let ACA subsidies be used to purchase these skimpy plans.

Under Short Term Junk Plans, protections for people with pre-existing conditions are essentially meaningless. Short-term plans can exclude or deny key medical services such as prescription drug coverage, hospitalization, and maternity care. The American Cancer Society Cancer Action Network said allowing states to waive essential health benefits “could render those protections meaningless” for people with pre-existing conditions. Even when plans say they cover prescription drugs, the benefit is often capped at a limit, such as $3,000. Adding insult to injury, short-term plans have a history of finding ways to deny coverage after people become sick and can bring back annual and lifetime caps on the amount of care patients receive. As Consumers Union stated, allowing insurers to impose annual and lifetime caps means “putting meaningful coverage out of reach for many Americans, especially those with chronic and pre-existing conditions.” These plans put insurance companies back in charge, not consumers.

As Many As 135 Million Americans Have A Pre-Existing Condition

  • According to an analysis by the Center for American Progress, roughly half of nonelderly Americans, or as many as 135 million people, have a pre-existing condition. This includes:

    • 44 million people who have high blood pressure

    • 45 million people who have behavioral health disorders

    • 44 million people who have high cholesterol

    • 34 million people who have asthma and chronic lung disease

    • 34 million people who have osteoarthritis and other joint disorders

  • 17 million children, 68 million women, and 30 million people aged 55-64 have a pre-existing condition.

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13 Responses to Lib’s: Senate Democrats take a stand on behalf of people with pre-existing conditions against Trump-backed junk insurance plans

  1. Avatar

    Anonymous Reply Report comment

    October 27, 2019 at 3:21 pm

    Matt’s a closet liberal

  2. Avatar

    Anonymous Reply Report comment

    October 27, 2019 at 3:20 pm

    Obama ruined healthcare costs !
    Now you can’t even get insurance.
    Unless you call having a medical emergency that costs $120,000
    And you pay the first $7500 to meet the deductible then you pay 30% of the rest

    That’s NOT insurance that’s Obamacare SHIT !!! It was all BETTER BEFORE THAT IDIOT !!!

  3. Avatar

    Anonymous Reply Report comment

    October 27, 2019 at 2:12 am

    Without getting political, insurance has become a joke. If you have a pre-existing condition, you are treated as a pariah, and subject to higher out of pocket costs.

    A diabetic for example, could be forced to cover their insulin, at the tune of almost $1,000 a month because they consider it pre-existing.

    So you don’t dare change jobs because you existing policy will become null and void with your new employer and insurer.

    And Medicare ain’t much better. What ever Congressman that designed the Part D coverage probably never had to get covered under it.

    Seniors are subjected to higher costs if they go over a certain dollar amount in a given year (known as the “donut hole”). And these are people on fixed incomes.

    Let’s face the facts people, the cost of Medical care has gone up, just like everything else. And insurance coverage (except the premiums) has gone in the opposite direction. Forty years ago, you almost never saw a bill if you had insurance.

  4. Avatar

    Anonymous Reply Report comment

    October 26, 2019 at 11:12 am

    Is the slur in the headline really necessary? Come on, NIT, you’re better than this.

    • Avatar

      Anonymous Reply Report comment

      October 26, 2019 at 6:18 pm

      If he keeps this up he can return my subscription. I will not pay to subsidize lies about our president

  5. Avatar

    Anonymous Reply Report comment

    October 26, 2019 at 8:54 am

    Usually if Progress Iowa is involved, Reagan and Steckman have their mugs in a photo looking towards their master.

  6. Avatar

    Opposing Progress Iowa and Socialism Reply Report comment

    October 26, 2019 at 8:16 am

    Progress Iowa that is behind this article is a far- left-leaning socialist group that gets funding from George Soros and organized Communist groups.

    Also, President Trump has said on numerous occasions that said Pre-existing Conditions MUST be covered.

    This whole article is nothing but BS!!! Sad the Democrats have become hell-bent on destroying America and taking away our freedoms.

    • Avatar

      Anonymous Reply Report comment

      October 26, 2019 at 10:57 am

      Apparently you haven’t had to get insurance lately. I have diabetes. I can get coverage, but the cost is nearly $1200 a month along with $5000 deductible. Thanks Trump. Great plans.

      • Avatar

        Anonymous Reply Report comment

        October 26, 2019 at 6:16 pm

        That’s Obamacare you dumb ass!

        • Avatar

          Anonymous Reply Report comment

          October 26, 2019 at 6:47 pm

          By cutting the individual mandate that required everyone to have insurance, this administration gave the green light to insurers to raise prices, which they did. They figured, rightly so, that by dropping the individual mandate, they would lose customers and they raised prices to make up for that expected loss.

      • Avatar

        Anonymous Reply Report comment

        October 26, 2019 at 10:18 pm

        Before Trump, my insurance was 700+ a month and a 5000 deduct. That was under Obama, so I guess it doesn’t count, huh.

        • Avatar

          Anonymous Reply Report comment

          October 27, 2019 at 5:47 pm

          now it is 1200 with 7500 deductible. Nothing good bout that.

  7. Avatar

    Anonymous Reply Report comment

    October 25, 2019 at 5:40 pm

    I want to see the plans. I don’t believe a thing the lying Democrats say.