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President Trump signs Executive Order to “improve access, increase choices, and lower costs for healthcare”



This news story was published on October 12, 2017.
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WASHINGTON, D.C. – Using an Executive Order today, President Donald Trump says he is trying to open up ways for Americans to buy health insurance coverage from insurance companies across state lines.

“The time has come to give Americans the freedom to purchase health insurance across state lines,” President Donald J. Trump said, “which will create a truly competitive national marketplace that will bring costs way down and provide far better care.”

Here’s the full statement:

EXPANDING ACCESS TO MORE AFFORDABLE OPTIONS: President Donald J. Trump is taking action to increase the healthcare choices for millions of Americans, potentially allowing some employers to join together across State lines to offer coverage.

• President Trump signed an Executive Order to reform the United States healthcare system to take the first steps to expand choices and alternatives to Obamacare plans and increase competition to bring down costs for consumers.

• The order directs the Secretary of Labor to consider expanding access to Association Health Plans (AHPs), which could potentially allow American employers to form groups across State lines.

o A broader interpretation of the Employee Retirement Income Security Act (ERISA) could potentially allow employers in the same line of business anywhere in the country to join together to offer healthcare coverage to their employees.

 It could potentially allow employers to form AHPs through existing organizations, or create new ones for the express purpose of offering group insurance.

o By potentially making it easier for employers to band together, workers could have access to a broader range of insurance options at lower rates in the large group market.

o Employers participating in an AHP cannot exclude any employee from joining the plan and cannot develop premiums based on health conditions.

• The order directs the Departments of the Treasury, Labor, and Health and Human Services to consider expanding coverage through low cost short-term limited duration insurance (STLDI).

o STLDI is not subject to costly Obamacare mandates and rules. One study found that on average STLDI costs one-third the price of the cheapest Obamacare plans.

o Despite its low cost, STLDI typically features broad provider networks and high coverage limits.

o The main groups who benefit from STLDI are people between jobs, people in counties with only a single insurer offering exchange plans, people with limited coverage networks, and people who missed the open enrollment period but still want insurance.

• The order directs the Departments of the Treasury, Labor, and Health and Human Services to consider changes to Health Reimbursement Arrangements (HRAs) so employers can make better use of them for their employees.

o HRAs are employer-funded accounts that reimburse employees for healthcare expenses, including deductibles and copayments.

o The IRS does not count funds contributed to an HRA as taxable income.

o Expanded HRAs could potentially give American workers greater flexibility and control over how to finance their healthcare needs.

OBAMACARE IS FAILING: The status quo is not delivering quality healthcare options for the American people, who are facing higher premiums and fewer options.

• The percentage of workers at small firms receiving coverage through their employer has declined from nearly half in 2010 to about one-third in 2017.

• In 2018, more than 1,500 counties (nearly 50 percent of all counties) are projected to have only one option on their individual insurance exchanges, according to the Centers for Medicare and Medicaid Services.

o This means 2.6 million Americans, or nearly 30 percent of exchange participants, will be left without a choice of insurers.

• From 2013 to 2017, average premiums for individual health insurance plans have doubled, increasing by $2,928 according to the Department of Health and Human Services.

o During this period, every State using www.healthcare.gov saw individual insurance premiums increase.

• Americans are departing the Obamacare exchanges and millions are choosing to pay the law’s penalty instead.

o 500,000 fewer Americans enrolled in an Obamacare plan in 2017 compared to the prior year.

o Current exchange enrollment is 60% below what the Congressional Budget Office expected when the law took effect.

o 6.7 million Americans chose to pay the Obamacare penalty in 2015 rather than purchase insurance on the exchanges. 37% of penalized households made less than $25,000, and 79% of penalized households made less than $50,000.

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13 Responses to President Trump signs Executive Order to “improve access, increase choices, and lower costs for healthcare”

  1. Anonymous Reply Report comment

    October 19, 2017 at 3:37 pm

    I just went from being able to afford med insurance to now not being able. I am not a big shot either thanks trump

  2. Anonymous Reply Report comment

    October 13, 2017 at 10:15 am

    Wake UP ! YOU HAVE BEEN TRUMPED ! We will save you kool aiders and morons – THIEVES TO JAIL – LOCALS FIRST !

  3. PRESIDENT TRUMP DESERVES CUDOS. THANK YOU THANK YOU THANK YOU! Reply Report comment

    October 13, 2017 at 8:51 am

    Praise President Trump. We finally have a President looking out the the middle class. Now Congress needs to pass laws that make it permanent.

    The Democrats are in bed with Insurance Companies. The Dems and Obama were giving the insurance companies 7 BILLION DOLLARS A YEAR in subsidies. More pay for the big shots while and they still keep raising insurance premiums. We should all be angry at the Dems for this stunt.

    Best part of this is now I can go buy health insurance. I don’t have any now. Been living on the edge for a long time. I am going to shop and look for AFFORDABLE health insurance.

    Thank you, thank you, thank you President Trump.

    • Anonymous Reply Report comment

      October 13, 2017 at 9:05 am

      You are a prime candidate for a Darwin award.
      You’re another example that NIT draws in some of the biggest dumbasses in north Iowa

      • Former Democrat Reply Report comment

        October 13, 2017 at 9:16 am

        Why would find fault with success? Why do liberals want to hurt the working class so much? Why do you call people names that are feeling joy? And freedom? Why would you be upset with me because I appreciated what President Trump did for me and the people of this country?

        Strange.

      • Anonymous Reply Report comment

        October 13, 2017 at 9:42 am

        Please give us examples! I am tired of you people criticizing Trump’s efforts. Please don’t confuse the tweeting Trump with the Trump producing results. That is ignorant.

      • LVS Reply Report comment

        October 13, 2017 at 10:07 am

        You need to stop blaming N.I.T. for your lack of intelligence and honesty.

  4. LVS Reply Report comment

    October 13, 2017 at 6:32 am

    It’s about time they got rid of the fiasco called Obumercare. Trump is doing exactly what he was elected to do, supporting the people instead of insurance companies and big pharma.

    • LVS Reply Report comment

      October 13, 2017 at 8:03 am

      It’s about time they got rid of the fiasco called Obumercare. Trump is doing exactly what he was elected to do, supporting the people instead of insurance companies and big pharma.

  5. Anonymous Reply Report comment

    October 13, 2017 at 3:00 am

    Progress. Anything is better than the BS that’s been going on out east of late. Biggest scam going now is this ‘tax’ on you for not having health insurance. These insurance companies are running a racket as are the big pharma companies. Runaway greed will be the doom of these unethical peoples. On a high note aspirins are still on the cheap. lol

  6. Anonymous Reply Report comment

    October 12, 2017 at 7:35 pm

    Can the people sign executive order and rid us of trump and his flunkies from office sense we the people or there boss

    • Anonymous Reply Report comment

      October 12, 2017 at 7:59 pm

      “…sense we the people or there boss,” Did you have Bodacious for a teacher?

  7. Anonymous Reply Report comment

    October 12, 2017 at 4:38 pm

    GREAT ! Should have done it sooner ! Do it tax relief also – you have too many crooks in your own party right now to get it done — GO Steve Bannon!