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Rep. Steckman explains the Iowa Health Insurance Marketplace

From Rep. Sharon Steckman –

State Rep. Sharon Steckman
State Rep. Sharon Steckman

Iowans now have access to new, affordable health care options through the Iowa Health Insurance Marketplace.

The Iowa Marketplace is a tool for consumers who need more affordable health insurance or don’t have insurance at all.  It allows Iowans to research different health care plans, find out if they qualify for tax credits to purchase health insurance, or buy private health insurance if they need it.  It’s also open to small business owners.

Iowa’s Marketplace does not change anything for Iowans who already have health care through their employer, Medicare, Medicaid, or Hawk-I.  While enrollment is now open, all private health care plans available on Iowa’s Marketplace begin January 1, 2014.

A Quick Guide on new affordable health care options is available athttp://www.iowahouse.org/pdf/Healthcare-quickguide.pdf.

Iowa’s Insurance Commissioner Nick Gerhart, who is coordinating the effort in Iowa, recommends Iowans compare and understand the coverage options within each plan.  He also suggests Iowans research if their doctor(s) is part of the network in the insurance plans under consideration and make sure the plan covers certain prescription drugs if they are needed for ongoing treatment.

To access the Iowa’s Marketplace, go to www.healthcare.gov or call 800-318-2596.

Local assistance is also available in some areas at https://localhelp.healthcare.gov/.

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