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On The Money: Getting debt under control

By Chuck Myers, McClatchy-Tribune News Service –

Finding a solution to personal debt is not always easy. Careful debt management and consolidation, however, can help individuals rein in the debt burden.

Several websites provide insights on how to manage personal debt. Here are a few:

—Investopedia: Explores the causes of debt and features steps for defining a debt redline. http://www.investopedia.com/articles/pf/07/debt-redline.asp

—Federal Trade Commission: Provides options for getting personal debt under control. http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre19.shtm

—Debt Direct: Discusses money management, budgeting and how to change financial habits. http://www.debtdirect.org/debt-management-tips/

—Credit.com: Discusses the pros and cons of debt consolidation and debt reduction options.http://www.credit.com/credit(UNDERSCORE)information/debt(UNDERSCORE)help/Debt-Consolidation-The-Pros-and-Cons-of-Your-Major-Options.jsp

—SmartMoney.com: This article is from 2007, but still provides relevant tactics on debt management and reduction. http://www.smartmoney.com/personal-finance/debt/live-debt-free-21847/

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