Car accidents can be catastrophic and traumatic to the victims. What’s more, they leave you with expensive hospital bills and may cause significant physical injuries. When an accident occurs, the first thing that comes to mind before anything else is healthcare. The good news is that Kansas has multiple healthcare options for accident victims. Learning about your options will help reduce stress and ensure you get the best medical care. Here is what you need to know:
Get PIP Coverage
Right after the accident occurs, the first thing you should do is treat the injury. Sometimes seemingly minor injuries might be more serious internally, so make sure you get a thorough check. In Kansas, residents are legally required to get Personal Injury Protection (PIP) coverage. Whether you consult a Car Accident Lawyer in Wichita, Kansas, or not, the PIP coverage will help cover the immediate expense incurred. It usually includes medical expenses, lost wages, and other costs directly related to the accident, irrespective of who is at fault.
The standard coverage in Kansas is $4500 per month per person. However, you can request more expensive coverage if that’s what you want.
Alternative Care
The Personal Injury Protection (PIP) coverage is great, but it is not your only option and may not cover all your expenses when the situation is critical. If you have a good job, you can consider additional coverage like MedPay, Health Insurance, Medicaid, Medicare, and workers’ compensation. Combined, these coverages will significantly reduce the out-of-pocket cost of treatment. It will also leave you some cash while waiting for other claims.
Claiming Your Insurance
After you have received treatment, you need to see if your case warrants fair compensation or not. A lawyer will examine the case and help you determine your claim. If the accident was due to someone else’s mistake, you may be entitled to a substantial sum from the insurance company or the guilty party. In some cases, when the accident is due to government construction or a problem with the road, you may be able to get fair compensation from the government.
Rehabilitation and Recovery
After you have gotten treatment and secured compensation, the next way forward is to focus on rehabilitation and full recovery. The good news is that you can visit multiple public centers to get full rehabilitation support. The most common options are the Kansas Rehabilitation Hospital, the University of Kansas Medical Center, and St. Francis Health. Some of these centers provide comprehensive rehabilitation services, while others, like the Kansas Rehabilitation Hospital, specialize in physical, speech, and occupational therapy.
There are also other health centers that can help with mental health recovery after the traumatic accident. First of all, you can call the Kansas Crisis Hotline whenever you feel like talking to someone. You can also visit the National Alliance on Mental Illness (NAMI) Kansas or the Kansas Mental Health Center for therapy services.
Conclusion
Remember that when it comes to accidents, prevention is better than cure. So drive safely and observe your surroundings on the highway.