Steckman describes new Health Insurance Marketplace

From Rep. Sharon Steckman –

A new insurance exchange that gives more Iowans access to affordable, quality health care opens on October 1.  Called Iowa’s Health Insurance Marketplace, the exchange is a partnership between the state and federal government.

The Marketplace will allow Iowans to compare and select healthcare plans.  Under the exchange, some Iowans who meet certain income guidelines will be eligible for tax credits to purchase health insurance and no one can be denied insurance because of a pre-existing condition.  The exchange will also provide information regarding eligibility for Medicaid and the Iowa Health and Wellness Plan.

While the Marketplace isn’t up and running right now, persons can visit www.HealthCare.gov or call the Help Center at 800-318-2596 to begin their research.  The Help Center is open 24 hours a day, 7 days a week.

Navigators

When the exchange opens, specially trained “navigators” will be licensed to sell health plans in the Marketplace as well as determine if a person is eligible for the Iowa Health and Wellness Plan, tax credits, or Medicaid.  The federal government has chosen Genesis Health System, Visiting Nurse Services of Iowa, and Planned Parenthood of the Heartland to fill the role as navigators in Iowa.

Safe Sources of Information

Iowa Attorney General Tom Miller is also warning Iowans about scammers who try to get your personal information and money and try to sell you “discount medical plans.”  The government will not call or email you in an attempt to get you to enroll in a healthcare plan.  Iowans with questions or concerns are encouraged to visit www.HealthCare.gov or call the Help Center at 800-318-2596 to check information before making a decision.